Governance
CARB holders vote on a short list of bounded protocol parameters. Governance cannot touch credit issuance or user funds.
CARB is not live yet
The CARB utility token has not been launched on this deployment, so there is nothing to stake, bond or vote with. Everything else in Carbonized (trading, retirement, certificates) works without it. CARB only adds optional fee tiers, a bond for the bond-based issuer path and parameter governance.